This is a reminder of the October 1 deadline for all employers to provide employees with notices describing the health insurance marketplaces. This is one of the many provisions of the Affordable Care Act (ACA) that was not delayed.   All employers, regardless of their size, must distribute these by October 1. However, the Department of Labor (DOL) announced that there is no fine or penalty for failing to provide the written notice.

The DOL has created notice templates for employers who provide health benefits and employers that do not. The template for employers currently offering coverage can be found at www.dol.gov/ebsa/pdf/FLSAwithplans.pdf and the template for those not offering health coverage can be found at www.dol.gov/ebsa/pdf/FLSAwithoutplans.pdf.